When it comes to protecting your vehicle, at Ping Insure we believe peace of mind shouldn’t come at a premium; which is why we’re proud to offer our customers a smart, affordable solution that ensures they’re never left out of pocket in the event of a total loss. 

Our Guaranteed Asset Protection Insurance; more commonly known as GAP insurance; is designed with real-life situations in mind, helping you bridge the financial gap between your vehicle’s original value and its insurer’s settlement.

Whether you’ve just driven off the forecourt in a brand-new car or you’re making monthly payments on a used vehicle, our GAP insurance provides the reassurance that your investment is protected, no matter what happens on the road.

What is Guaranteed Asset Protection Insurance?

Guaranteed Asset Protection Insurance covers the shortfall between the amount your car insurer pays out and either the amount you paid for the vehicle, the outstanding finance balance, or its original invoice price depending on the level of cover you choose. This means that if your vehicle is written off due to accident, theft, fire, or flood, you won’t be left out of pocket.

Most standard motor insurers only pay the market value of your car at the time of loss, which can be significantly less than what you originally paid. Depreciation kicks in the minute you drive away, and in many cases, a vehicle can lose up to 60% of its value in the first three years. Without GAP insurance, that financial shortfall is yours to make up: so that’s where we come in.

Why Choose Ping Insure for GAP Insurance?

At Ping Insure, we know insurance can feel like a minefield. That’s why we’ve made it our mission to keep things simple, straightforward, and transparent. With years of experience in the motor insurance industry, our team are experts in helping customers find the right cover for their needs.

We offer several types of GAP insurance policies to suit different buying scenarios, including:

• Return to Invoice (RTI) GAP Insurance – For those who purchased their vehicle outright or with a loan not linked to the car’s value.
• Finance GAP Insurance – Perfect if you’ve taken out a finance agreement and want to ensure any outstanding balance is paid in full.
• Contract Hire/Lease GAP Insurance – Tailored for those leasing a vehicle, covering any early termination charges due if the car is written off.

What sets us apart is not just the flexibility of our policies but our customer-first approach. We aim to make the process of buying GAP insurance as simple as possible, offering instant quotes, comprehensive policy documents, and support every step of the way.

Affordable Cover Without Compromise

We’re passionate about value and we don’t believe you should have to overpay for quality insurance. Our GAP policies are typically much more affordable than those offered by car dealerships, without compromising on the protection you receive.

Because we work independently of dealerships and manufacturers, we can offer competitive prices and pass the savings directly on to you. Plus, all our policies are underwritten by leading UK insurers, giving you the confidence that your cover is both reliable and reputable.

Easy, Hassle-Free Process

Taking out Guaranteed Asset Protection Insurance with us couldn’t be simpler. Our user-friendly website allows you to get a quote in seconds; all you need are a few key details about your vehicle and purchase method. Once you’ve selected the policy that fits your needs, you can buy online instantly and receive your policy documents straight to your inbox.

We don’t believe in hidden fees or confusing jargon. Everything is clearly laid out, so you know exactly what’s covered and what isn’t. And if you do have questions, our friendly, UK-based team is just a call or message away.

Who Can Benefit from GAP Insurance?

If you’re wondering whether GAP insurance is right for you, the answer is likely yes; especially if:

• You’ve purchased a brand-new vehicle that will depreciate quickly.
• You’ve taken out a finance or lease agreement on your car.
• You’d struggle to cover the difference between an insurance payout and the cost of a replacement vehicle.
• You want financial security and peace of mind in the event of an unexpected loss.

We believe everyone deserves the confidence that comes with knowing their vehicle investment is protected. Whether you’re driving a family hatchback, a luxury saloon, or a city runaround, our GAP insurance gives you that added security.

Trusted by Thousands

We’re proud to have helped thousands of drivers across the UK protect their vehicles and avoid financial heartache. Our commitment to honest pricing, helpful service, and reliable policies has earned us glowing reviews and loyal customers.

We don’t just sell insurance, we provide peace of mind. And that’s something we take seriously.

Get Your Quote Today

If you’re ready to protect your car with Guaranteed Asset Protection Insurance, we’re here to help. Get an instant quote online or speak to one of our team members for expert advice.

At Ping Insure, we put your protection first because when the worst happens, you deserve the best cover. Let us help you bridge the gap and drive with confidence.